Did you know that the average fatal motorcycle crash costs $1.2 million? Even nonfatal crashes can be financially devastating, with a cost of between $2,500 and $1.4 million on average.
Sadly, those who ride motorcycles are around 30 times more likely to be killed in a motorcycle crash than if they were riding in a passenger vehicle. There are various factors that play a role in that statistic, such as the lack of protection from hitting the ground and the rate of impact.
The best way for you to minimize the risk of death or a serious injury is to wear a helmet, but that doesn’t always guarantee that you’ll walk away unscathed. Even with full personal protective attire, your body could still come into contact with other vehicles, the road and your own motorcycle. There is a fair chance that you’ll suffer serious, if not catastrophic, injuries to your body, even with a helmet on.
As a rider, that might scare you, but it’s important to understand the risks.
Universal helmet laws aim to reduce the cost of motorcycle collisions
The National Highway Traffic Safety Administration has focused on getting helmet laws passed and enforced, because wearing a helmet is one of the few ways motorcyclists can minimize the risks to themselves and reduce the cost of crashes to society. When a person crashes, the expenses add up. There are hospital fees, insurance rates, and taxes to consider as well as the personal costs that the injured party faces.
Interestingly, when using a helmet, the average savings in a crash is around $15,000 in inpatient costs for the first year following the incident. A brain injury can increase the overall charges to the injured rider, too. Crashes involving brain injuries are around twice as high as those without.
As a motorcyclist, you want to feel the wind in your hair and to be relaxed on the road, but there is no better way to protect yourself than to put your helmet on. It will save you money if you do end up getting into a crash, and it will also help protect your neck, face and brain. Motorcycle crash injuries have the potential to be disabling or life-threatening, so it’s very important that you do all you can to stay safe. You may not be able to avoid a crash with another driver, so it’s your responsibility to protect yourself as much as you can.